Cyber Liability
Insurance

Did you know that 43% of Cyber Attacks are small businesses but only 14% actually have cyber coverage? Don't let your client be a statistic.

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Cyber Insurance Built for the Modern World
A COMPREHENSIVE BASE + THE ABILITY TO MIX AND MATCH WITH OPTIONAL ENDORSEMENTS

Security Breach Expense

Extortion Threats

Replacement or Restoration of Data

Business Income and Extra Expenses

Public Relations Expenses

Security & Privacy Liability

Regulatory Defense & Penalties including PCI in every policy

Computer Fund Transfer Fraud

Cyber Extortion

Bricking

Betterments

Telecommunications Fraud

Business Interruption Sub-Limits

Social Engineering

Media Liability

Designed to Protect SMB’s in Today’s Digital World

Target Policyholders:

Business with up to $100 Million in revenue.

Broad eligibility for small to medium enterprises within the Program Appetite.

Target Business Types:

Construction

Restaurants

Real Estate

Manufacturing

Professional, Scientific & Technical Services

Healthcare

Education Services

Public Administration

Public Administration

Crypto Exchanges/Websites

The Policyholder Benefits with this Product are Significant

Digital Experience!

Quotes & Policies issued 100% through Bunch Insurance.

Quick & Easy!

Increase BI limit up to $1 Million.

Paperless!

Policyholders will receive a digital copy of their policy, with no additional documents needed.

Big Savings!

Data-driven pricing ensures accurate, affordable rates.

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More Details

Management Liability


By providing cover on an each and every claim basis, we ensure that our policyholders aren’t restricted by a policy aggregate and that the full benefits of cover are available each time a crisis strikes, even if they experience multiple cyber incidents in the same policy period.




Each and every claim limit:


By providing cover on an each and every claim basis, we ensure that our policyholders aren’t restricted by a policy aggregate and that the full benefits of cover are available each time a crisis strikes, even if they experience multiple cyber incidents in the same policy period.




Separate limit with NIL deductible for incident response costs:


Incident response costs We provide a separate, full, additional limit to manage incident response costs, including forensic investigation costs and breach notification, in order to protect the main policy limit to pay for subsequent costs to handle potential litigation or regulatory actions. And because we want to encourage swift engagement, we offer initial response services with no deductible.




Comprehensive computer crime covers:


We provide comprehensive crime cover for a wide variety of third party electronic crimes involving the theft of money and fraud, including phishing scams, electronic wire transfer fraud, telephone hacking and social engineering. Our policy also covers the personal assets of SEOs in the event that their electronic funds or identities are stolen.




System repair costs:


On top of standard data repair and reconstitution, we provide a full limit for costs associated with reconfiguring and rebuilding systems and networks after a system failure or corruption following a cyber attack, including staff overtime costs and external specialist consultants.




Full retroactive cover:


Cyber attacks are often discovered long after they first occur. Our policy is one of the very few to offer full cover for events that occur prior to the first inception date of the policy, aligning cover with the point when the breach was first discovered, rather than when it first occurred.





We Can Bundle Your Business Insurance Policies

Group

Health

General 

Liability

Professional

Liability

Commercial 

Auto

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Workers 

Compensation