Health Insurance Quote in Minutes
United Healthcare has given us the ability to provide you Short Term Medical Health Plans in minutes. What is a Short Term Medical Plan? Click here to learn more...
We love this new product from United Healthcare because:
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You can enroll in medical coverage for both you and your family in minutes.
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Their plans are extremely affordable.
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United Healthcare has a large network of healthcare providers.
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Plan options include coverage for as little of 30 days to 360 days.
Terms You Should Know
Deductible
A deductible is a flat dollar amount that a member must pay before the insurer will make any benefit payments.
Out-Of-Pocket Maximum:
An out-of-pocket maximum is a the dollar amount set by managed care organizations that limit the amount a member has to pay out of his or her pocket for a particular health care service during a particular time period.
Co-Payment:
A co-payment is a payment made by a member for a particular health care service.
Co-Insurance:
Co-Insurance is a type of insurance which the member pays a share of the payment made against a claim or particular health care service.
In-Network Benefits:
In-network benefits refer to the providers or health care facilities that are part of a health plan's network of providers that have a discounted rate.
Out-of-Network Benefits:
Out-of-network benefits are providers and health care facilities that have not agreed to the discounted rates on your health plan.
Affordable Care Act (ACA):
The Patient Protection and Affordable Care Act ( also known as ACA) was signed in law in 2010 to address access, quality and cost in the healthcare industry. A health insurance plan that is ACA compliant provides essential health benefits and follows established limits on cost sharing on coverage such as deductibles, co-payments and out of pocket maximums. In previous years, it was required for all United States citizens to be enrolled in a health insurance plan to be compliant with ACA. If you were not enrolled in a health insurance plan, you were subject to tax penalties.
Qualifying Event:
A qualifying event gives you the ability to sign up for health insurance outside of the annual open enrollment period. Types of qualifying events include: Marriage, Divorce, Loss of a loved one, Birth, Adoption, Relocation, loss of employment or starting a new job, and turning over the age of 26.
Open Enrollment:
Open enrollment is a period of time each year when you can sign up for health insurance
Short Term Health Plan:
Short Term Health plans provide limited but affordable benefits to a major medical plan. Most short term plans can provide you coverage within 24 hours, and can range from coverage time frames of 30 days to 360 days long.
*Please note that the short term health insurance quotes and plans provided through United Healthcare are not ACA plans and are not available for individuals that reside in South Carolina.
NEED MORE HEALTH INSURANCE OPTIONS?
We want to make finding Health Insurance coverage for you and your family as easy as possible.
Miami Insurance Brokers works with some of the top Health Insurance providers in the United States. For more information about our health insurance options, please call us today at (866) 629-7527.
Important Client Notice - AvMed Policy Holders
AvMed has notified us that they will no longer be accepting debit/credit cards as a payment method for 2019.
Moving forward, they will only accept payment via EFT (bank account) for your policy.
If you have a current AvMed policy and your current payment method is via debit/credit card, please contact us immediately so we can update your account to prevent cancellation or non-renewal. You can contact us by simply responding to this email or calling us at (866) 729-1274.
Please note, that if you do not take action regarding your payment method, your policy will be cancelled effective January 1st, 2019.
If you have already updated your account with your banking information, you can disregard this message.