top of page

Workers' Compensation
Insurance

workers' compensation

Coverage Options

Workers’ compensation provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. It also provides a deceased workers’ family with a financial benefit. If a workers’ family decides to sue a company, it can also help cover the related legal fees.

Workers’ Compensation Insurance can help protect your business and employees in events such as these:

An employee slips on ice, injures himself while walking up the stairs to the office, and requires an emergency room visit and weeks of recovery time.

An employee injures her back lifting a box of printer paper and requires a doctor’s attention, medication and physical therapy.

An employee returning to the office from visiting a client is injured in a car accident and requires hospitalization.

arrow down

More Details

green check

Workers' compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

green check

Workers' Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers' Compensation Insurance. Workers' Compensation Insurance is not health insurance. Workers' Compensation is designed specifically for injuries sustained on the job. 

green check

In most states, if you have employees, you are required to carry Worker's Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.

curve
curve

We Can Bundle Your Business Insurance Policies

group_health

Group
Health

general_liability

General 
Liability

professional_liability

Professional
Liability

commercial auto

Commercial 
Auto

bonds

Bonds

bottom of page