What To Do In Case Of Claim

FAQS

My house has been damaged. What steps should I take?


Document the damage with photos:⁣

To prevent further damage, you may need to make temporary repairs to your home. Before you make any changes or remove any damaged contents from your home, you should take photos. Your adjuster will need these photos to document your claim properly.⁣

Make sure you document serial numbers, model numbers of electronics. It is also recommended that you photograph each room from multiple angles prior to a storm event.⁣



Prevent further damage:⁣

If safety and common sense allows, take necessary steps to prevent further property damage by making temporary repairs wherever possible. If necessary, remove wet carpet from your home to prevent mold. Make sure to provide at least a 2'x 2' sample of the carpet and pad to your claim adjuster.Your claim adjuster will estimate the damage to your house, but sometimes it's necessary to have an engineer or repair-experienced contractor also inspect for damage. Feel free to obtain your own contractor's estimate.⁣



Keep your receipts:⁣

Request and copy original receipts for all purchases or services needed to make temporary or emergency repairs. Save receipts for your additional living expenses. Save the copies for your personal records and give the original receipts to your adjuster.⁣





How to deal with damage to your car?


If you've had an accident that caused damage to your vehicle and you have collision coverage, don't worry. Miami Insurance Brokers will help get you back on the road quickly and safely. If your car is damaged in an accident:

  • Get yourself and your vehicle to a safe location (the shoulder of the road, a well-lit area).
  • Exchange insurance information with any other drivers involved. Do not admit guilt of fault with anyone
  • Call the police for assistance. Make sure you obtain a report or report number from the responding officer
  • Know where your vehicle will be towed, if you were unable to drive it yourself.
  • Once you and your vehicle are safe, call your carrier to report the accident to us by going to our website
Get a Vehicle Damage Estimate The first step in getting an estimate is to call us at 1-866-729-1274 to report the claim. The next step depends on whether or not your car is safe to drive. If you are in doubt then don't drive the car.





Auto, Homeowners, Flood & Yacht Claims Carrier Contact Info

Insurance Provider
Number
AmTrust North America
866-272-9267
Anchor Insurance
941-365-5588
Ascendant
305-820-4360 Ext. 2
Aspen HO6
855-397-3295
Bankers Insurance Group
800-627-0000
Bristol West Personal Auto
800-274-7865
Capitol Preferred Ins
800-521-2742
Centauri Specialty Insurance
866-318-4113
Chartis
800-551-0824
Chubb
800-252-4670
Citizens
866-411-2742
Cypress Property & Casualty
877-560-5224
Elements Property Insurance Co
866-709-8749
FEMA
800-767-4341
Federated National Insurance
800-293-2532 Ext.3246
Fidelity Flood
800-725-9472
Florida Peninsula
866-549-9672
Foremost Auto
800-274-7865
Foremost Flood
866-667-9739 Opt.1
GMAC Auto
800-468-3466
Granada Insurance
305-554-0353 Opt.4
Hagerty Auto
800-922-4050 Opt.5
Hartford Auto
800-243-5860
Hartford Casualty
800-243-5860
Hartford Flood
800-787-5677
Hartford Homeowners
800-243-5860
Heritage Homeowners Insurance
855-620-9978 Opt. 6
Hiscox
800-925-4839
Homeowners Choice
866-324-3138
Infinity Auto
800-334-1661
Ironshore Specialty Insurance Co.
786-216 1200
Lexington
800-931-9546
Mapfre Auto
866-351-2548
Marine Insurance Co.
020 7621 8317
Mercury Auto
800-503-3724
Met Life Auto
800-854-6011
Monarch National
800-293-2532
Mount Beacon Insurance Co
972-543-4743
NFIP
800-767-4341
National Fire & Marine
800-356-5750
National Indemnity Company
800-356-5750
National Liability & Fire Insurance Co
800-356-5750
New Hampshire Insurance Co
212-770-7000
Ocean Harbor
954-587-2299 Ext. 203
Old Dominion Flood
540-248-4000
Olympus Insurance
866-281-2242
Orchid Underwriters Agency Inc
772-226-5546 Ext.606
Prepared Flood
877-313-1824
Prepared Homeowners
877-313-1824
Progressive American Insurance CO
800-274-4499
QBE Specialty Insurance
1-844-QBE-CLAIMS
Rockhill Insurance Company
614-917-5938
Safe Point Insurance
855-CLAIM15
Service Insurance Company
800-759-8656
Southern Fidelity Property & Casualty
866-874-7342
St Johns
877-748-2059
Star Casualty
877-STAR-210
Tower Hill
800-342-3407
Travelers
800-252-4633
UAIC
305-940-7299
USLI
800-523-5545
Universal Property & Casualty
800-425-9113
Universal Property & Casualty
888-256-3378
Windhaven
866-595-4080
Wright National Insurance Company
800-725-9472
Yachtinsure
44 20 7469 6190

Downloadable Documents

Notice of Auto Loss

Notice of Property Loss

Fill Out

The Form