Professional Liability

Insurance

Coverage Options

Who Needs Professional Liability?

Small businesses that provide professional services or give advice to clients should consider purchasing professional liability insurance. Professional liability insurance provides protection when a small business owner is sued for negligence when their work doesn't meet a client's expectations.

What Covers Professional Liability?

 

Professional Liability Insurance, also called errors and omissions insurance (E&O insurance), protects your business from claims of negligence even if you haven't made a mistake.  

More Details

Professional liability insurance offers different types of coverage for small businesses:

Alleged or Actual Negligence:

 

Protects a business against actual or alleged errors and omissions when providing professional services, such as giving incorrect advice, an omission, or failing to deliver a service.

Personal Injury:

 

Can provide protection for small businesses against both libel and slander if it’s committed as part of your professional services.

Past Work Covered:

 

Unlike some insurers, we cover unknown claims arising from work completed before you were even insured with us, back to an agreed date.

Claims Responsiveness:

 

When a covered claim is reported, we will immediately defend you even if the claim has no basis and, if necessary, appoint an attorney.

Copyright Infringement:

 

Can provide coverage for damages or claims expenses for copyright infringement.

Work Done By Temporary Staff:

 

Our professional liability insurance covers work done by your employees, temporary staff and independent contractors.

Defense Costs:

 

Provides legal defense when a covered claim is reported.

We Can Bundle Your Business Insurance Polices

 

Bonds

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18851 NE 29th Avenue Suite 500, Aventura, FL, 33180 

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We offer insurance by phone and online with trusted third party insurance companies. Prices vary based on how you buy. Rates for policies sold through agents and brokers are available, and can also be retrieved, through your consulting agent or contacting our office directly.

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