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Professional Liability
Insurance

professional_liability

Coverage Options

Who Needs Professional Liability?

Small businesses that provide professional services or give advice to clients should consider purchasing professional liability insurance. Professional liability insurance provides protection when a small business owner is sued for negligence when their work doesn't meet a client's expectations.

What Covers Professional Liability?

 

Professional Liability Insurance, also called errors and omissions insurance (E&O insurance), protects your business from claims of negligence even if you haven't made a mistake.  

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More Details

Professional liability insurance offers different types of coverage for small businesses:

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Alleged or Actual Negligence:

 

Protects a business against actual or alleged errors and omissions when providing professional services, such as giving incorrect advice, an omission, or failing to deliver a service.

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Past Work Covered:

 

Unlike some insurers, we cover unknown claims arising from work completed before you were even insured with us, back to an agreed date.

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Copyright Infringement:

 

Can provide coverage for damages or claims expenses for copyright infringement.

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Personal Injury:

 

Can provide protection for small businesses against both libel and slander if it’s committed as part of your professional services.

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Claims Responsiveness:

 

When a covered claim is reported, we will immediately defend you even if the claim has no basis and, if necessary, appoint an attorney.

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Work Done By Temporary Staff:

 

Our professional liability insurance covers work done by your employees, temporary staff, and independent contractors.

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Defense Costs:

 

Provides legal defense when a covered claim is reported.

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We Can Bundle Your Business Insurance Policies

Group
Health

general_liability

General 

Liability

 
Bonds

Commercial 

Auto

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Workers 

Compensation

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