Question 1

Each and every claim limit:

Accepted Answer

By providing cover on an each and every claim basis, we ensure that our policyholders aren’t restricted by a policy aggregate and that the full benefits of cover are available each time a crisis strikes, even if they experience multiple cyber incidents in the same policy period.

Question 2

Separate limit with NIL deductible for incident response costs:

Accepted Answer

Incident response costs We provide a separate, full, additional limit to manage incident response costs, including forensic investigation costs and breach notification, in order to protect the main policy limit to pay for subsequent costs to handle potential litigation or regulatory actions. And because we want to encourage swift engagement, we offer initial response services with no deductible.

Question 3

Management Liability

Accepted Answer

By providing cover on an each and every claim basis, we ensure that our policyholders aren’t restricted by a policy aggregate and that the full benefits of cover are available each time a crisis strikes, even if they experience multiple cyber incidents in the same policy period.

Question 4

Comprehensive computer crime covers:

Accepted Answer

We provide comprehensive crime cover for a wide variety of third party electronic crimes involving the theft of money and fraud, including phishing scams, electronic wire transfer fraud, telephone hacking and social engineering. Our policy also covers the personal assets of SEOs in the event that their electronic funds or identities are stolen.

Question 5

System repair costs:

Accepted Answer

On top of standard data repair and reconstitution, we provide a full limit for costs associated with reconfiguring and rebuilding systems and networks after a system failure or corruption following a cyber attack, including staff overtime costs and external specialist consultants.

Question 6

Full retroactive cover:

Accepted Answer

Cyber attacks are often discovered long after they first occur. Our policy is one of the very few to offer full cover for events that occur prior to the first inception date of the policy, aligning cover with the point when the breach was first discovered, rather than when it first occurred.

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Cyber Liability
Insurance

Cyber Insurance Built for the Modern World

A COMPREHENSIVE BASE + THE ABILITY TO MIX AND MATCH WITH OPTIONAL ENDORSEMENTS

Designed to Protect SMB’s in Today’s Digital World

The Policyholder Benefits with this Product are Significant

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Cyber Liability Insurance